Debt
41 sayings · page 1 of 2
The martyr in Allah's way is absolved of every sin except for the unpaid debt; which has no substitute. Repaying the debt is a must; or the creditor may forgo it. (otherwise even the martyr will be interrogated regarding his debts).
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 175; Wasaelush Shia Chap 4, vol.13, page 83 link
As soon as the first drop of a martyr's blood is spilled all his sins are forgiven. Except for the unpaid debt, which is not excused. Its forgiveness can be achieved only by repaying (the debt).
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 175; Wasaelush Shia chap.4, Vol.13, page 85 link
The gravity of all this can be ascertained from the incident when a person from the Ansars departed from this world. He had left behind an unpaid debt of two dinars. The Holy Prophet (s.a.w.s.) refused to pray the namaz-e-Janaza till some of the relatives undertook the responsibility to repay the deceased's debt.
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 175; Wasaelush Shia link
Abu Samaniya asked Imam Muhammad al-Baqir (a.s.) regarding this, "I wish to go and settle down in Mecca or Madinah but I am in debt to some of the people here." Imam (a.s.) replied:
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 176; Al Kafi vol.5 page 94 link
A Muslim who inspite of being capable delays the repayment of debt has committed oppression upon all the Muslims
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 176; Wasaelush Shia Vol.13 page 97 link
May Allah curse the one who closed the door of good actions. And it is the one who is not thankful to the one who has done some good towards him. Consequently the doer of good refrains from doing the same favour towards someone else in the future.
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 177; Behaarul Anwaar, Wasaelush Shia link
One who takes a loan but does not care to repay it, is a thief.
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 178; Wasaelush Shia chapter of Tejaarat link
There are three kinds of thieves, one who does not pay Zakat, secondly one who does not consider the amount of Meher (dower) payable to the wife as an obligatory debt and one who takes a loan but does not intend to repay it.
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 178; Wasaelush Shia link
If the debtor intends to repay the loan, the Almighty Allah appoints two angels to help him till the loan is repaid. But if he becomes careless of this intention he becomes deprived of Allah's blessings.
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 179; Wasaelush Shia link
The Almighty says in the Holy Quran:
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 179; Surah Baqarah 2:280 link
Your debtor is not permitted to delay in repaying the loan if he is capable to pay it. In the same way you are not permitted to pressurise him unduly when you know that he is not in a position to repay you immediately.
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 179; Wasaelush Shia link
Do not harass your Muslim brother with a demand to the repayment of debt when you know that he is not able to repay it. Because our exalted grandfather the Messenger of Allah (s.a.w.s.) has said that it is not permitted for a Muslim to harass his Muslim brother. And if a creditor gives respite to a loanee he shall become qualified to receive the shade (and protection) of the Almighty on the day when there will be no other shade.
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 179; Wasaelush Shia link
There would be some people under the shade of the Arsh on the Day of Qiyamat such that their faces will be bright, their dresses and their chairs shall be glittering. Then an announcer will call: These are the people who did good towards the believers and gave respite to the incapable debtor till the time he could repay the debt.
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 180; Wasaelush Shia link
The trustworthy scholar of the Shias, Shaykh Kulayni (r.a.) has recorded that Imam Ja'far as-Sadiq (a.s.) is reported to have said:
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 180; Wasaelush Shia link
Muhammad Bin Bashir came to Imam Ja'far as-Sadiq (a.s.) and told him that he owed a thousand Dinars to Shahab. He requested the Imam to persuade Shahab to respite him till the days of Hajj. So Imam (a.s.) summoned Shahab and said:
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 181 link
The most difficult time on the Day of Qiyamat will be when those eligible to receive Khums and Zakat will rise up and besiege the one who has not paid it. They will complain to Allah that this person has not paid the amount due to them from Khums and Zakat. Then Allah will transfer the good deeds of that person and give them to those who were eligible (for Zakat and Khums)."
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 182 link
Nothing is more serious after the Greater sins than the fact that a person dies while he is in debt to people and there is nothing to (sell to) repay his debt
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 183; Mustadrakul Wasael link
One who is able to satisfy (please) his creditors will certainly enter Paradise without any delay in accounting. He will be in the Garden, in the company of Ismail (a.s.) the son of Ibrahim (a.s.).
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 186; Mustadrak link
The debt which is returned by the debtor is more superior to the worship of a thousand years and the emancipation of a thousand slaves and performing Hajj and Umrah a thousand times
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 186; Mustadrak link
If someone restores a single dirham to its rightful owner, the Almighty Allah will save him from the fire of Hell and for each Daniq (1/6 of a DIrham) he will get rewards of a prophet and for each Dirham he will get a palace of Red Pearls (in Paradise)
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 186; Mustadrak link
Returning a right to its owner is better than fasting during the day and the prayers of the night. If a person returns a debt an angel cries out from below the Arsh: O servant (of Allah) from the time you began this good deed, Allah has forgiven all your past sins.
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 186 link
Such and such person who was martyred is still waiting outside Paradise. He cannot enter it because he still owes three dirhams to a Jew."
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 183 link
O my son! Surely if it is the very weight of the grain of a mustard seed, even though it is in (the heart of) rock, or (high above) in the heaven or (deep down) in the earth, Allah will bring it (to light)
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 184; Surah Luqman 31:16 link
O creatures of Allah! Know that Allah the Gracious shall question you about your every small and big deed
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 184; Surah Zilzaal 99:7-8 link
Oppression is of three types. One that Allah will not forgive, second which is He will forgive and lastly one which he will 'take away'.
Greater Sins Vol 2, The Twenty-Sixth Greater Sin ,page 186; Wasaelush Shia link
I will undertake to reserve Paradise for whoever undertakes to put no demand to people.
Nahj al Fasahah; Tradition No. 978; Page No. 138 link
God will assist anyone who intents to pay back his debts.
Nahj al Fasahah; Tradition No. 736; Page No. 105 link
God will return the debts of those who borrow people's property and intend to give it back, and will waste it if they intend to waste it.
Nahj al Fasahah; Tradition No. 786; Page No. 112 link
Debt causes day's abasement and night's grief.
Nahj al Fasahah; Tradition No. 440; Page No. 66 link
Debt causes defect in one's faith and descent.
Nahj al Fasahah; Tradition No. 441; Page No. 66 link
Debt defiles one's faith.
Nahj al Fasahah; Tradition No. 442; Page No. 66 link
Debt is God's banner on earth, which He puts on the shoulder of the one he wishes to abase.
Nahj al Fasahah; Tradition No. 443; Page No. 66 link
Beware of debt for verily it is a source of anxiety in the night and a source of disgrace during the day.
Bihar al-Anwar, v. 103, p. 141, no. 4; Mizan ul Hikmah, page No. 239 link
Imam Amir-ul-Mu'mineen Ali [a] said
Copious debts transform the truthful man into a liar and an achiever into one who is unreliable.
Ghurar al-Hikam, no. 7105; Mizan ul Hikmah, page No. 239 link
Lighten your debts, for verily with little debt comes longer life.
Bihar al-Anwar, v. 103, p. 145, no. 21; Mizan ul Hikmah, page No. 239 link
One who seeks to gain sustenance for himself and his family in a lawful manner is as the one who fights in the way of Allah. But if he is unable to do so he may incur debt, trusting in Allah and His Prophet, in order to ensure provisions for his family.'
al-Kafi, v. 5, p. 93, no. 3; Mizan ul Hikmah, page No. 239 link
There are certain types of people whose supplications are not answered. From among them is the man who lends money to someone for a specified time and neither writes it down nor has anyone witness it.
Bihar al-Anwar, v. 104, p. 301, no. 1; Mizan ul Hikmah, page No. 240 link
Whoever postpones repaying someone their right while he is capable of doing has the sin of an extortionist written down for him as every day passes by.
Bihar al-Anwar, v. 103, p. 146, no. 3; Mizan ul Hikmah, page No. 240 link
A wealthy man's postponement [in repayment of a debt] is oppression.
Mustadrak al-Wasa`il, v. 13, p. 397, no. 15713; Mizan ul Hikmah, page No. 240 link
Imam Amir-ul-Mu'mineen Ali [a] said
The most miserly person with regards to his wealth is the most liberal in squandering away his reputation.
Ghurar al-Hikam, no. 3190; Mizan ul Hikmah, page No. 240 link
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